Mortgages don’t happen in a vacuum.

Housing intersects with money, work, business, culture, policy, psychology, family, and the way we think about wealth.

Insights is where I think out loud about those intersections.

Some pieces begin with something happening in lending.

Others begin with a headline, a conversation, a cultural moment, an observation, or something completely unrelated that somehow leads us right back to money and mortgages.

This isn’t the reference section. For the “how does this work?” questions, there’s the Library.